There’s a cruel catch at the start of every trader’s journey: the only way to really learn is to trade, but the moment you trade for real, every beginner mistake costs real rupees. Most people either freeze and never start, or dive in and pay tuition to the market in losses they can’t afford. StockYatra removes the catch entirely. It’s built like a real trading terminal — live prices, real order types, real margin math — but you trade with virtual coins. Here, mistakes cost lessons, not rupees.

If you’ve read our earlier pieces — the Android launch and the StockYatra Blog — this is the one that goes under the hood. Here’s exactly how the simulator works, and why it feels like the real thing.

Built like a real terminal — because that’s the point

A watered-down simulator teaches watered-down habits. StockYatra doesn’t do that. Under the hood, the prices you see are live-simulated prices anchored to the real price levels on the Nepal Stock Exchange, India’s NSE and the US market — 31 NEPSE symbols, 30 NSE large caps and 30 US stocks, on real-time candlestick charts with OHLC data. What’s not real is the money. The result is a genuine trading floor with training wheels you’ll actually want to keep on.

Place a trade in four moves

The flow is exactly what you’d do on a live terminal — just consequence-free:

  • Pick a stock from 91 live stocks across NEPSE, NSE and the US board.
  • Go long or short — take a side, set your size and leverage.
  • Set your stop-loss & target — both execute automatically.
  • Watch your P&L live — marked to market, tick by tick, in your wallet.

Because leverage uses real margin math and your stop-loss really fires, you feel exactly how a position breathes — how fast leverage amplifies a move, how a stop protects you, how it feels to be right and to be wrong. That muscle memory is the whole point.

StockYatra trade flow — pick a stock, go long or short, set stop-loss and target, watch P&L live
The exact flow of a real terminal — pick, take a side, set your risk, and watch it play out live.

Play money, real discipline

StockYatra runs on coins — virtual currency you use to fund paper trades. You start with 10,000 free coins (no KYC, no demat, no broker), and if you want to keep practising at scale you can top up at ₹100 for 1,000 coins. Crucially, coins have no monetary value and can’t be cashed out — they exist to let you practise and to unlock courses, nothing more.

What makes it stick is the progression layer. As you learn — completing lessons and calibration drills — you earn XP and rewards, and you climb an honest, skill-based leaderboard. It turns “practising trading” into something you actually want to come back to, without dangling real money in front of a beginner.

StockYatra coins economy — 10,000 free coins, top-ups, XP rewards and a skill leaderboard
10,000 free coins to start, XP as you learn, and an honest scoreboard of skill — no cash-outs, no real risk.

Same skills. None of the losses.

Here’s the simplest way to see why a simulator is the smartest place to begin. On a live account, a wrong trade costs real rupees, you need KYC, a demat and a broker just to start, and a setup you fumbled is gone forever. On StockYatra, a wrong trade costs a lesson, you just sign up, and you can replay the exact same market session and try again — all on the same live NEPSE data.

Real trading vs StockYatra — a wrong trade costs rupees vs a lesson, KYC vs just sign up, gone forever vs session replay
Everything real trading teaches, in a place where getting it wrong is free.

That last one — session replay — is the quiet superpower. “Trade Monday again on Friday.” Deliberate practice, not just repetition, is how skill is actually built, and no real brokerage can offer it.

And it’s just getting started

StockYatra is live now — the simulator, the mobile app and real-time alerts for stop-loss and target fills. The roadmap goes deeper into a real trader’s toolkit: options & futures (F&O) with visual payoff diagrams, portfolio analytics (win rate, expectancy and drawdown), an AI trade coach that gives you personalised feedback, and social copy-practice so you can learn alongside the traders topping the leaderboard.

StockYatra roadmap — live simulator and apps now, F&O, analytics, AI coach and social copy-practice coming
Live now — with F&O, deep analytics, an AI coach and social practice on the way.

Start where the mistakes are free

You wouldn’t learn to drive in traffic on day one. You shouldn’t learn to trade with your savings, either. StockYatra gives you the real cockpit, the real controls and the real market — and lets you make every beginner mistake for free, until they stop being mistakes. It’s a Lacspace product, built in Nepal and open to traders anywhere.

Claim your 10,000 free coins and take your first trade at stockyatra.com.

StockYatra is an educational paper-trading simulator. It uses virtual coins with no monetary value, does not facilitate the buying or selling of real securities, and does not constitute investment, financial or trading advice. Market data is provided for learning purposes only.

StockYatra in late 2026: what has changed since this was written

StockYatra keeps shipping, so here is the current picture in one place. Everything below is free — there is no premium tier, no subscription, and real money is never required.

  • Three markets, one wallet. Nepal’s NEPSE (31 stocks, Rs.), India’s NSE (30 large caps, ₹) and US stocks on the “Forex” board (30, $) — 91 live-simulated stocks from the same 10,000 starting coins. How the three boards work.
  • A community inside the app. Global chat for every verified trader, friend requests, private direct messages and the Yatra Users directory. The community update.
  • Yatra Bazaar. A cosmetics shop — frames, titles, banners, chat bubbles, name colours and trophies — paid for only with coins you earned by trading and learning, then equipped, gifted or pinned on your profile. Inside the Bazaar.
  • Everything else still free. Rs 0 per trade, the 57-course academy, leagues and the live leaderboard, achievements and the Trader Card, price alerts, watchlist and session replay — on iOS, Android and the web terminal with one account. Why it is Nepal’s top paper trading app · the complete feature list.

Frequently asked questions

How does StockYatra work?

StockYatra is a paper-trading simulator built on real, live market data. You pick a stock from 91 live symbols across Nepal’s NEPSE, India’s NSE and US stocks, go long or short, set your leverage, stop-loss and target, and watch your position move in real time — with profit and loss marked to market tick by tick. Everything behaves like a real trading terminal, except you trade with virtual coins instead of real money, so mistakes cost lessons, not rupees.

Is StockYatra real trading or paper trading?

It is 100% paper trading (also called virtual or simulated trading). The prices, charts and mechanics are real and live, but the money is not — you use virtual coins that have no monetary value and cannot be cashed out. StockYatra is an educational simulator, not a broker, and it never places real orders on any exchange.

What order types and leverage does StockYatra support?

You can take long and short positions, apply leverage with real margin math, and set automatic stop-loss and take-profit levels that execute for you. Positions are shown on live candlestick charts with real-time OHLC data and a live wallet balance, so you learn exactly how orders, margin and risk controls behave in a real market.

Do I need a demat account or KYC to use StockYatra?

No. There is no KYC, no demat account and no broker onboarding. You sign up, receive 10,000 free coins, and can start practising in minutes. That is one of the biggest advantages of learning on a simulator — you can build real skill before you ever open a brokerage account.

What are coins, and can I withdraw them?

Coins are StockYatra’s virtual currency. You start with 10,000 free, and can top up (₹100 = 1,000 coins) to keep practising at scale. Coins fund your paper trades and unlock courses — but they have no monetary value and cannot be cashed out. You also earn XP and rewards as you complete lessons and calibrations, and climb an honest skill-based leaderboard.

What is session replay on StockYatra?

Session replay lets you re-run a past market session and trade it again — “trade Monday again on Friday.” It’s a powerful learning tool: you can try a different decision on the exact same price action, so a mistake becomes a lesson you can practise, not a loss you just absorb.

Is StockYatra available on mobile?

Yes. StockYatra is live on mobile with the app and real-time push alerts for stop-loss and target fills, so you can manage practice positions on the go. It’s built in Nepal and open to traders worldwide.

Is StockYatra a broker or investment advice?

No. StockYatra is an educational paper-trading simulator. It is not a broker or an advisory service, it does not let you buy or sell real securities, and nothing in it is a recommendation to trade. It exists to help you learn how markets work in a safe, simulated environment.